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  Tuition
Full-time students $480 per semester (enrolled in 12 credit hours or more).

Part-time students $60 per credit hour (enrolled in less than 12 credit hours).


Residential Living
$520 per semester; summer housing available on a prorated semester basis.


Other Fees
Application Fee (one time fee) $50.00

Activity Fee $25.00 per semester

Supply Fee $75.00 per semester

Accident Insurance Fee $20.00 (per year)

Other fees may be required for participation in specific classes.


Book Expenses
Study Bible: good Bible for academic study such as NIV or NASB study Bibles

Class Texts: Costs will vary per semester ($200-$300 per year)


Financial Considerations
In order to encourage good stewardship and to prevent students from becoming ensnared in heavy debt, all fees and costs for residential living are expected to be paid in a timely manner. Students may choose from the following payment options:

Option 1: Full payment for all semester costs is paid by the end of the first week of each semester

Option 2: Partial payment for semester costs is paid by the end of the first week of each semester, and remaining balance is made through a payroll deduction paid over the course of the semester.

Each student will be assigned to a leader/counselor who will work with them on a regular basis to make sure financial stewardship is being learned and practiced.


Work Study Loan
CNS International Ministries, Inc. has established a Work Study Loan Program to benefit students enrolled in Heartland Christian College. Any person who has been accepted into the College and is a full-time, degree-seeking student is eligible to apply for the loan program. Details of this program are as follows:

· Loan is available for one-half the amount of student's tuition, room and board per semester

· Promissory note is signed by student at time of loan

· Student may pay back loan by working at Heartland full time after graduation: One year of work pays back one year of loan. All benefits and wages will also be received by student during this period.

· If student chooses not to work at Heartland following graduation, loan will become due upon graduation.